Summary Financials
| KEY FINANCIAL INDICATORS (mn TL) | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | CAGR%* |
|---|
| Total Assets |
1.266 |
1.197 |
1.343 |
1.622 |
2.622 |
6.043 |
36,7% |
| Total Borrowing |
765,145 |
583,171 |
419,533 |
280,922 |
550 |
2.314 |
24,8% |
| Equity |
384,943 |
461,001 |
751,067 |
1095,404 |
1.639 |
2.696 |
47,6% |
| Net Profit |
104,871 |
102,276 |
173,873 |
390,683 |
855 |
1.182 |
62,3% |
| Collections |
502,481 |
550,651 |
711,774 |
1212,065 |
2.612 |
4.382 |
54,2% |
| Operational Expenses |
133,837 |
159,118 |
218,09 |
367,242 |
812 |
1.634 |
64,9% |
| EBITDA |
356,655 |
371,227 |
450,519 |
791,231 |
1.695 |
2.692 |
49,8% |
| EBITDA Margin |
69,3% |
66,0% |
62,0% |
64,3% |
64,0% |
60,0% |
-2,8% |
| ROAE |
27,2% |
22,2% |
23,2% |
42,6% |
66,8% |
55,0% |
15,1% |
| ROAA |
8,3% |
8,5% |
12,9% |
26,5% |
41,7% |
27,9% |
27,5% |
| Net Interest Expense/EBITDA |
0.40x |
0.21x |
0.21x |
0.09x |
0.02x |
0.22x |
|
| Net Debt/EBITDA |
2.1x |
1.5x |
0.8x |
0.3x |
0.2x |
0.8x |
|
| Investments |
196 |
19 |
242 |
389 |
1.063 |
3.449 |
142,5% |
*CAGR : Compound Annual Growth Rate 2019-2024